Insurance Coverage for Acupuncture
Did you know your insurance plan may cover for acupuncture treatments?
Accepted Insurance Plans:
v Aetna
v BlueCross and/or BlueShield
v Humana
v Integrated Health Plan
v United Health
The majority of insurance companies do not cover acupuncture and those that do only cover certain conditions or reimburse low amounts. In an effort to keep our treatment fees low and provide you with the best service, we do not directly bill insurance companies. We will, however, provide you with a receipt with the required medical coding so that you may submit it to your insurer for a reimbursement - which some offer. If your insurance does not cover acupuncture, you may be able to use a Health Savings account or Flex Spending account which will allow you to save money tax free and use it for medical expenses outside of your coverage such as acupuncture, eye care, etc. You should contact your insurance company and/or banking institution with questions about these plans.
Please ask your health insurance provider coverage when you arrange your first visit.
Accepted Insurance Plans:
v Aetna
v BlueCross and/or BlueShield
v Humana
v Integrated Health Plan
v United Health
The majority of insurance companies do not cover acupuncture and those that do only cover certain conditions or reimburse low amounts. In an effort to keep our treatment fees low and provide you with the best service, we do not directly bill insurance companies. We will, however, provide you with a receipt with the required medical coding so that you may submit it to your insurer for a reimbursement - which some offer. If your insurance does not cover acupuncture, you may be able to use a Health Savings account or Flex Spending account which will allow you to save money tax free and use it for medical expenses outside of your coverage such as acupuncture, eye care, etc. You should contact your insurance company and/or banking institution with questions about these plans.
Please ask your health insurance provider coverage when you arrange your first visit.
What are Medical Flexible Spending Accounts?
One of the few ways workers can cut out of pocket medical expenses is through medical flexible spending accounts (aka, flex spending account or FSA). A medical flex account is an employer-provided benefit that allows you to contribute a set amount from your paycheck in order to cover out-of-pocket medical, dental, and vision expenses such as health insurance co-pays, uninsured treatments, or even over-the-counter drug purchases.
The funds are usually deducted through regular, equal payroll deductions. The good news is that money deposited in a flex account is exempt from federal, state, and payroll taxes. Because taxes are not calculated on your contribution, your paycheck is not reduced by the full amount you set aside. Using this concept of “pre-tax” dollars can reduce your medical costs by as much as 30% depending on your tax bracket. Let’s say you have a $100 per pay period deduction….your actual check may only be $75 smaller because a smaller amount of taxes were withheld.
The funds are usually deducted through regular, equal payroll deductions. The good news is that money deposited in a flex account is exempt from federal, state, and payroll taxes. Because taxes are not calculated on your contribution, your paycheck is not reduced by the full amount you set aside. Using this concept of “pre-tax” dollars can reduce your medical costs by as much as 30% depending on your tax bracket. Let’s say you have a $100 per pay period deduction….your actual check may only be $75 smaller because a smaller amount of taxes were withheld.
中醫針灸診所
Peter Ling Acupuncture
&
OMD Clinic
Westchase Central
9700 Richmond Ave Suite 104
Houston, TX 77042
office: 713-952-6768
OMDClinic@gmail.com
Office Hours: Monday, Tuesday, Wednesday, Thursday, Friday
Saturday (By Appointments Only)
Call For Free Consultation!
9700 Richmond Ave Suite 104
Houston, TX 77042
office: 713-952-6768
OMDClinic@gmail.com
Office Hours: Monday, Tuesday, Wednesday, Thursday, Friday
Saturday (By Appointments Only)
Call For Free Consultation!
© 2009 Peter Ling Acupuncture & OMD Clinic. All Rights Reserved.